Financial Model, Real Estate, Residential Properties

Budget, Budgeting, Cash Flow Projections, Excel, Financial Planning, Forecasting, Loans, residential properties

Built for condo and HOA boards, treasurers and property managers who need to show owners what the next 10 years cost, and test whether dues stay affordable.

What the model does

Operating budget: 10 line items, each tied to a growth driver (General, Insurance, Utilities, Construction or Fixed), plus other income
Scenarios: Base, Stress and Low growth cases with a one-cell switch
Reserve fund: roll-forward with contributions that escalate annually, interest income, project draws and a minimum-balance floor
Capital projects: up to 12, each funded from Reserve, Special Assessment or Loan; costs inflated to the project year
Loans: level-payment loan per project, annual debt service, year-end balance and interest
Reserve floor top-up: optional automatic special assessment whenever the reserve would close below the floor (or a red flag if switched off)
Owner cost: regular dues required, special assessments, average monthly dues per unit, year-over-year and cumulative change, affordability flag
Unit mix: up to 3 unit types with share weights; monthly dues and special assessment per unit for each type
Dashboard: 11 headline numbers and 3 charts ready for board presentations

Tabs

Start Here, Dashboard, Inputs, Projection. Inputs are blue on yellow; everything else is formula-driven. No macros.

Notes

Sample data is illustrative; replace it with your association’s budget and reserve-study figures. This is a planning template, not a reserve study, audit or legal advice. Built with AI assistance; formulas recalculated and checked for errors.

Need it loaded with your own budget, balance sheet and project list? See the Eastwich Advisors custom services listing (Extended Tailoring, 5 business days).

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