FinGuard_BalancePlan_01_Featured | eFinancialModels

All Industries, General Excel Financial Models

Budget, Budgeting, Cash Flow Analysis, Cash Flow Projections, Dashboard, Debt Schedule, Excel, Financial Model, Financial Modeling, Financial Planning, Financial Statements, Forecasting, Income Statement, KPIs (Key Performance Indicators), Scenario Analysis, Sensitivity Analysis, Three Statement Model | Three Financial Statements, Variance Analysis

WHAT IS THIS MODEL USED FOR?

FinGuard BalancePlan is a complete 3-statement budget and forecast model for small and mid-sized companies, finance managers, accountants and consultants. You build the full annual budget once, and the model produces a monthly P&L, Cash Flow Statement and Balance Sheet for every month of the financial year, fully linked and checked. It is designed for annual budgeting, cash planning, bank and board reporting, and monthly tracking of actual results against budget.

MAIN FEATURES

Revenue built from volume and price by product or service line, with cost of sales as a percentage of revenue or a cost per unit.

Operating expenses by category, payroll and headcount planning, capital expenditure and depreciation by asset class.

Working capital driven by customer payment terms, supplier payment terms and inventory days.

Up to five loans (equal principal, annuity or bullet repayment), share capital injections and dividends.

Direct cash flow reconciled to net profit, with a minimum cash threshold and an alert when cash falls below it.

Base, Optimistic and Downside scenarios. Each scenario runs the full model, so the results are exact rather than estimated.

Nine sensitivity tests covering sales volume, price, margin, costs, collection days, payment days and more.

Budget versus Actual with a latest forecast, variance explanations and corrective actions.

Executive dashboard with KPIs, financial ratios, charts and management alerts.

BUILT-IN QUALITY CONTROL

The balance sheet is checked to balance at every month end. 33 integrity checks give a clear model status of GREEN, AMBER or RED. Input alerts on every tab turn invalid entries red and show a plain-English message with the row to fix, so errors are caught when they are entered.

HOW TO WORK WITH THIS TEMPLATE

Start with the Start Here tab and the Quick Start guide. Enter the company details, financial year start month and opening balance sheet, then complete the revenue, cost, payroll, CAPEX, working capital and financing inputs. Check that the model status is GREEN, review the three statements and the dashboard, then compare the scenarios and sensitivity tests. During the year, enter monthly actuals to track performance against budget and update the latest forecast.

WHY YOU NEED THIS MODEL

Many budgets are built as a P&L only, so cash shortfalls and balance sheet effects are discovered too late. This model links profit, cash and the balance sheet in one place, shows the cash impact of every decision, and checks itself every month, so you can present a budget with confidence.

WHAT YOU GET

The PRO workbook (blank and ready for your data), the EXAMPLE workbook filled with a fictional company so you can see every feature working, a User Guide and a Quick Start guide.

REQUIREMENTS

Microsoft Excel 2016 or later, on Windows or Mac. No macros. Any financial year start month is supported.

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