To ensure that you keep your budget smooth and steady, you need to live within your means. Managing your personal finances is easier said than done, but the good thing is, there are lots of tools available like excel to help you stick with your plans. Aside from that, your determination to achieve your goal is the most significant factor in achieving your goals because the plan is just a mere plan without proper execution. Ideally, it would be best if you do not spend beyond your means. Explore our personal finance excel templates to help you stick with you plans and achieve your financial goals.
The spread of COVID-19 has dramatically changed the landscape worldwide, affecting not only public health but also social, professional, and, importantly, financial conditions. The abrupt change presented economic challenges, some new and some just lingering underneath, causing great financial stress. So, what is personal finance like in times of a pandemic? Some factors causing financial…
Creating a personal financial plan is an essential tool that will help you establish your own financial goals in the short, medium and long-term. To establish these goals, it is very important that you take the time necessary to analyze your current situation and design a 5-year financial plan template personal to your situation. This…
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